Commercial Real Estate Lending

Creative Financing Solutions

With Brentwood Finance Company, commercial real estate financing has never been easier to attain. As an industry-leading commercial group with deep roots in the San Francisco Bay Area, we offer creative, direct lending and brokerage services. We have experience financing all aspects of commercial and investment real estate, which means we can cater our lending programs to your individual needs. Partnering with our commercial loan advisors means access to a team that knows the industry and is committed to helping you achieve your financial goals.

Brentwood’s Lending Guidelines

Loan Programs

  • Bridge & Permanent
  • Permanent
  • Refinance
  • Construction & Rehab | Fix & Flips
  • 1st and 2nd Trust Deeds
  • Line of Credit
  • Building Improvements

Property Types

  • Office & Retail
  • Mixed Use
  • Multi-Family
  • Multi-Tenant
  • Industrial (Light & Warehouse)
  • Hospitality
  • Special Purpose (Storage, Medical, Gas Station, Cleaners, Etc.)

General Lending Terms

  • Loan Amounts: Up to $5,000,000.00
  • LTV: Flexible, up to 65%
  • Interest Rates: Contact BFC for Current Rates
  • Loan Terms: up to 24 months
  • Lien Positions: 1st & 2nd
  • Points: Starting at 1.5PTs
  • Low Closing Costs

We lend to

  • Sole Proprietors
  • Joint Tenants
  • TICs
  • Trusts
  • Corporations, LLC, and Partnerships
  • …Just about any way you can hold title, we will fund!

Competitive Rates

As a direct and correspondent lender, we can offer competitive rates and creative lending options many traditional lenders do not offer.

Unique Terms

We work closely with our borrowers to ensure they are partnered with the correct loan product for their project.

Non-recourse Loans

Brentwood offers both recourse and non-recourse loans.

Fast Funding

Since we are a small, family office we are able to fund loans quickly.

Competitive Transaction Fees

We offer competitive terms and transaction fees.

60 yrs of Experience

Our team of highly effective, professionally trained industry professionals puts their experience to work to negotiate the most favorable terms on behalf of our clients.

Top TransactionsArchive


  • Loan amount $1,105,000
  • 12 Mo Refi, possible 1yr ext
  • 65% Loan to Value


  • Loan amount $2,177,500
  • 12 Mo Refi, possible ext at 7.75%
  • 65% Loan to Value


  • Loan amount $2,250,000
  • 12 Mo Refi to complete construction at 9%
  • 60% After Repair Value


  • Loan amount $1,950,000
  • 12 Month Refinance at 9%
  • 70% Loan to Value


  • Loan Amount $1,850,000
  • 12 Month Refinance at 8.75%
  • 64% Loan to Value


  • Loan Amount $1,000,000.00
  • 12 month Construction Loan at 9.5%
  • 54% Loan to Value


  • Loan Amount $1,500,000
  • Refinance for 9 months at 7.5%


  • Loan Amount $2,500,000.00
  • 2nd Trust Deed on a $4.3M purchase price
  • Brentwood Finance Company was a direct lender along side a traditional lender


  • Refinance with cash out.
  • Cash out to acquire 2336 Harrison and 143 Bay Place, Oakland CA
  • $600,000 loan amount at 40% LTV and 7.9% interest
  • Private bridge loan

If you would like to find out more about our commercial real estate lending services or to find out about our commercial mortgage brokerage process, please contact us today.

Commercial Lending Process

Still have questions?

Give us a call.

Contact Us

Want to find out more about our financing solutions?
Simply give us a call and our team of investment specialists will find a solution for you.

Thank you
Error occurred while sending email. Please try again later.